FDIC-Insured - Backed by the full faith and credit of the U.S. Government
48 Years of Local Commitment and Care.
Established in 1977, Monterey County Bank (MCB) is the longest-standing independent bank headquartered in Monterey County, California. From the beginning, MCB has been dedicated to supporting the regional economy through tailored small business and commercial banking services.
Over the years, the Bank has grown steadily, maintaining a strong presence in Monterey, Carmel, Pacific Grove, Salinas, and greater Monterey County. In late 2024, MCB launched a comprehensive modernization initiative—introducing new leadership and investing in advanced technology to enhance customer service and expand its capabilities. This transformation marks a new chapter in the Bank’s history, building on decades of experience while embracing innovation to better serve the community.
Driven by Purpose. Grounded in Values.
Our core values reflect who we are and what we stand for. They guide our commitment to customers, shape our role in the community, and empower our team to deliver meaningful impact every day.
We invest in the success of our local communities, building lasting relationships and supporting regional growth.
We act with honesty and accountability in everything we do—earning the trust of our customers, colleagues, and partners.
Our customers come first. We listen actively, respond promptly, and tailor our services to their unique needs.
We continuously seek smarter, more efficient ways to deliver value—embracing change and leveraging technology to enhance the banking experience.
We believe in our people. By cultivating a collaborative, inclusive environment, we empower our team to do their best work.
The 3 P’s That Drive Us
Our framework is built on three core principles that guide how we work, lead, and grow. Each “P” is more than a principle. It’s a reflection of how we show up for each other, our customers, and our communities:
Move with Purpose
We act with empathy, integrity, and intention—knowing our work makes a difference for our customers, colleagues, and communities.
Commit to Progress
We grow by learning, adapting, and sharing ideas. Progress happens when we support and empower one another.
Build Profitability
Sustainable success comes from smart decisions and efficient operations. Profitability allows us to reinvest in our people and our future.
Together, these 3 P’s are our roadmap for how we move forward, how we lead, and how we succeed. This is how we each play a role in bringing this framework to life and how it helps shift our mindset from being task-focused to mission-driven. It’s a foundation we can all stand on, no matter our role.
Celebrating Achievements That Reflect Our Values.
Our awards and recognitions represent more than milestones—they are a reflection of our unwavering dedication to our clients, our community, and the principles of sound, relationship-based banking. These honors highlight the hard work of our team, the trust of our customers, and our ongoing commitment to excellence in every aspect of what we do.
Grow with a Bank That Grows with You.
We believe that our people are our greatest asset. We’re proud to offer a workplace where collaboration, integrity, and community involvement are at the heart of everything we do. Join a team that values your contributions, supports your professional growth, and shares your commitment to making a meaningful difference in the communities we serve.
Guided by Experience. Focused on the Future.
With over 200 years of combined expertise, our Board of Directors and Management Team bring deep industry knowledge, local insight, and a strong commitment to responsible growth.
We focus on driving smart, sustainable expansion; embracing digital transformation to better serve our clients; and delivering tailored business banking solutions designed for today’s entrepreneurs and small businesses. Equally important is our dedication to the community we serve.
Together, we’re building a stronger bank and a brighter future for the communities we proudly call home.
