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What’s New at MCB
Exciting things are happening at MCB! We’re introducing new features designed to make everyday banking easier and more convenient. As your local community bank, we remain committed to services that truly support you and our community.
Saving for What's Next? Start Here.
Earn 4.44% APY* with our 12-Month CD Special
4.35% Interest Rate | $100,000 Minimum Deposit
Earn 4.44% APY* with our 12-Month CD Special
4.35% Interest Rate | $100,000 Minimum Deposit
Enjoy the confidence, service, and peace of mind that come from banking local.
*APY Info: The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Early Withdrawal Penalty: If your Account has not matured, any withdrawal of all or part of the funds from your Account may result in an early withdrawal penalty. Available to new funds only. Annual Percentage Yield is accurate as of 10/1/2026.
*APY Info: The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Early Withdrawal Penalty: If your Account has not matured, any withdrawal of all or part of the funds from your Account may result in an early withdrawal penalty. Available to new funds only. Annual Percentage Yield is accurate as of 10/1/2026.
Fast Payments with Zelle®
Send and receive money quickly and securely with Zelle®, directly through online and mobile banking.
my mcb mobile banking
Convenient, secure banking right from your phone with MyMCB Mobile.
Stop Fraud with Positive Pay!
Protect your business accounts by verifying check and ACH transactions.
Service available based on eligibility and signed agreement.
Business Online access required.
Go paperless with eStatements!
View, download, and print statements anytime with Online Banking.
eStatements require Online Banking enrollment and a valid email.
Move Your Money, Your Way
Securely transfer funds between MCB and your other U.S. accounts.
Service available to Consumer accounts only. Business accounts are not eligible. Online Banking access required.
ACH Origination Services
Send recurring and one‑time payments easily, securely, and on your schedule.
Service available based on eligibility and approved application. Business Online access required. Additional fees may apply.
Remote Deposit Capture
Scan, submit, and deposit checks without visiting a branch.
Service available based on eligibility and approved application. Business Online access required. Additional fees may apply.
Saving for What's Next? Start Here.
Earn 4.44% APY* with our 12-Month CD Special
4.35% Interest Rate | $100,000 Minimum Deposit
Earn 4.44% APY* with our 12-Month CD Special
4.35% Interest Rate | $100,000 Minimum Deposit
Enjoy the confidence, service, and peace of mind that come from banking local.
*APY Info: The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Early Withdrawal Penalty: If your Account has not matured, any withdrawal of all or part of the funds from your Account may result in an early withdrawal penalty. Available to new funds only. Annual Percentage Yield is accurate as of 10/1/2026.
*APY Info: The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Early Withdrawal Penalty: If your Account has not matured, any withdrawal of all or part of the funds from your Account may result in an early withdrawal penalty. Available to new funds only. Annual Percentage Yield is accurate as of 10/1/2026.
Fast Payments with Zelle®
Send and receive money quickly and securely with Zelle®, directly through online and mobile banking.
my mcb mobile banking
Convenient, secure banking right from your phone with MyMCB Mobile.
Stop Fraud with Positive Pay!
Protect your business accounts by verifying check and ACH transactions.
Service available based on eligibility and signed agreement.
Business Online access required.
Go paperless with eStatements!
View, download, and print statements anytime with Online Banking.
eStatements require Online Banking enrollment and a valid email.
Move Your Money, Your Way
Securely transfer funds between MCB and your other U.S. accounts.
Service available to Consumer accounts only. Business accounts are not eligible. Online Banking access required.
ACH Origination Services
Send recurring and one‑time payments easily, securely, and on your schedule.
Service available based on eligibility and approved application. Business Online access required. Additional fees may apply.
Remote Deposit Capture
Scan, submit, and deposit checks without visiting a branch.
Service available based on eligibility and approved application. Business Online access required. Additional fees may apply.
Beyond banking with mcb
Explore upcoming MCB events, highlights from our community partnerships, and snapshots of our team in action.
Game On, MBFC Fans!
Join us in cheering on the MBFC at their next home match.
Game On, MBFC Fans!
Join us in cheering on the MBFC at their next home match.
Women in Business
Stay tuned. Our next event is in the works!
Presented in partnership with
Asian South American Network and Monterey Peninsula Chamber
News & highlights
CONGRATULATIONS!
Congratulations to Clarissa Rowe on being named Monterey County Weekly’s Best Banker for the fifth consecutive year. We’re proud to celebrate her dedication to our customers, businesses, and community.
Strengthening MCB's Board Leadership
Welcome Dennis R. Woods and Amarjit Shokeen to the Monterey County Bank Board of Directors! We are pleased to welcome their leadership, expertise, and commitment to our organization.
A winning match
On the pitch and in the community, we’re excited to partner with Monterey Bay Football Club as the Official Banking Partner and Lounge Sponsor for 2026! For more information about MBFC and the 2026 season, visit montereybayfc.com.
Our Mission
At the heart of everything we do is a simple yet powerful mission:
Support the success of local businesses and the people who drive them
This commitment guides our decisions, shapes our services, and inspires us to build lasting relationships that strengthen our community.
Copyright © 2026 Monterey County Bank. All rights reserved.
