Beware of Scams: We have recently seen an uptick in fraudulent phishing and vishing attempts, please be alert to scam emails, texts, or phone calls claiming to be from Monterey County Bank. We will never ask for your online banking credentials, one‑time passcodes, or other sensitive information via unsolicited communications. If you receive a suspicious message or call, do not respond and contact Monterey County Bank directly using the phone number listed on our website.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Monterey County Bank has collaborated with Voilà Insurance to offer local businesses a Community-Based Insurance Program, designed to simplify commercial insurance.
From auto and homeowners to flood and life insurance, our program helps you find the right coverage for the things that matter most; your home, your family, and your financial well‑being. With just one click or a quick call, you can compare quotes, explore coverage options, and choose a solution that fits your lifestyle and budget.
Insurance products are not deposits or obligations of, nor guaranteed by, Monterey County Bank and are not insured by the FDIC or any other federal government agency. Monterey County Bank does not offer or solicit insurance directly and does not require customers to purchase insurance through this program.
All insurance coverage is subject to the terms, conditions, exclusions, and availability of the policies issued by participating insurance carriers and may not be available in all areas. Eligibility, pricing, and underwriting decisions are made solely by the applicable insurers. Monterey County Bank and Voilà do not provide legal or tax advice. Customers should consult their own professional advisors regarding their specific circumstances.
Simple and Convenient: Get quotes and coverage recommendations with one click or a quick call.
Designed for individuals and families, this program offers flexible, reliable insurance solutions to help protect your home, vehicles, personal assets, and long‑term financial security. With the right coverage in place, you can focus on what matters most; enjoying life with confidence and peace of mind.