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Minority Depository Institution

What It Means to Be a Minority Depository Institution

A Minority Depository Institution (MDI) is a federally designated bank committed to serving minority communities through inclusive banking practices and community investment. Monterey County Bank is proud to be designated as an MDI by the Federal Deposit Insurance Corporation (FDIC), reflecting our dedication to expanding access to financial services and supporting local economic growth.

Our Community Commitment

Monterey County Bank serves a diverse and vibrant community, including Hispanic/Latino, Asian American, African American, and other minority populations central to our region’s success. Through relationship‑based banking, local reinvestment, and support for small businesses, we help strengthen neighborhoods and promote long‑term financial stability. As an MDI, we remain committed to building opportunity and making a positive impact where we live and work.

Questions?

Discover the difference of banking with a community partner. Visit Monterey County Bank or contact us to learn more.