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When you choose to bank locally, your money does more than grow. It helps strengthen the community you call home.
*Annual Percentage Yield (APY) accurate as of [insert date] and subject to change without notice. Minimum deposit required to open and obtain APY.
Early withdrawal penalties may apply. Fees may reduce earnings. Contact Monterey County Bank for full details.
Every deposit supports local families, businesses, and neighborhoods across Monterey County.
Our 12-month CD offers a strong, guaranteed return while keeping your savings close to home. With a fixed rate from day one, it is a simple, dependable way to make your money work harder, backed by a bank that knows you by name.

Know exactly what you will earn with a fixed rate from day one.

Your deposits help support local businesses, families, and economic growth.

A dependable way to grow your money backed by a bank that knows you by name.
Our team is here to help you open the right CD for your goals.