Monterey County Bank


Introducing: Purchase Alerts powered by Visa®

In addition to Monterey County Bank's Internet Banking account monitoring service, My Alerts, Visa cardholders now have the ability to establish card account alerts directly through Visa. 

Visa Purchase Alerts can help keep your account secure by empowering you to catch fraud. To learn more or to establish alerts, visit:

Click Here to view our Visa Purchase Alerts flyer.


Before accessing the Internet, remember to:

• STOP: Stop and consider the risks associated with using the Internet, as well as the steps to identifying potential threats, before going online.
• THINK: Slow down and watch for warning signs; and always consider your online activity and how it impacts your safety.
• CONNECT: Take the right steps and follow security best practices to protect yourself, enjoy the Internet, and keep the web secure for everyone.

To read more about Cyber Security: Best Practices... Click Here

FDIC Insurance Coverage

FDIC insurance covers all types of deposits received at an insured bank, including deposits in a checking account, negotiable order of withdrawal (NOW) account, savings account, money market deposit account (MMDA), time deposit such as a certificate of deposit (CD), or an official item issued by a bank, such as a cashier's check or money order.

FDIC does not insure money invested in stocks, bonds, mutual funds, life insurance policies, annuities or municipal securities, even if these investments are purchased at an insured bank.

Accounts will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage, visit:

Use the FDIC's Electronic Deposit Insurance Estimator to calculate insurance coverage.
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